Terms of use
TL;DR: This website gives general information about business-purpose financing for California 5-10 unit apartment buildings. Nothing on it is an offer to lend, a quote or legal, tax or insurance advice. Loan Daddy LLC is a mortgage broker, not a lender. By using the site you accept these terms.
Last updated: October 17, 2026
What this site is
DSCR Loans California 5-10 Units is a Loan Daddy LLC brand. This website provides general information about business-purpose financing for non-owner-occupied 5-10 unit apartment buildings in California and a way to contact us. Loan Daddy LLC is a mortgage broker, not a lender.
No offer, no commitment
Nothing on this site is an offer to lend, a commitment to lend, or an approval of any loan. All loans are subject to underwriting and lender or investor approval, and terms can change. Any figures shown in a calculator or worked example are illustrative estimates, not quotes, and are not a promise of terms, pricing, income or outcome.
Business-purpose scope
This site and the services described on it apply only to business-purpose loans for non-owner-occupied investment property. They are not for personal, family or household use. If you intend to occupy the property, or a family member will, the loan is outside our scope.
No legal, tax, insurance or investment advice
Content on this site — guides, market notes, comparisons, calculators — is general education. It is not legal, tax, accounting, insurance or investment advice, and it is not a substitute for advice from your own professionals. Property tax, rent regulation, insurance and permit rules change and vary by jurisdiction. Verify anything you intend to rely on.
Accuracy and availability
We try to keep the site accurate and available, but we do not warrant that it will be error-free, uninterrupted, or current in every detail. We may change, suspend or remove content at any time without notice.
Third-party links
The site links to third-party resources, including the NMLS Consumer Access registry. We do not control those sites and are not responsible for their content or practices.
Intellectual property
The text, layout, graphics, logo and code of this site belong to Loan Daddy LLC or are used with permission. You may read, print and share pages for your own non-commercial use. You may not copy content into another website, product or marketing material without written permission.
Submissions
If you send information through a form, you confirm it is accurate to the best of your knowledge and that you are authorised to share it. Do not send sensitive documents through the website form; we will tell you how to provide them securely once a file is open.
Limitation of liability
To the extent permitted by law, Loan Daddy LLC is not liable for indirect, incidental, special or consequential damages arising from your use of this site or reliance on its content. Nothing in these terms limits liability that cannot be limited by law.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict-of-law rules.
Contact
Questions about these terms: compliance@loandaddy.ai. Licensing detail is on the licensing page, and our data practices are described in the privacy policy.