Licensing and disclosures
TL;DR: DSCR Loans California 5-10 Units is a Loan Daddy LLC brand, NMLS 2827624. Loan Daddy LLC is a mortgage broker, not a lender, and holds a California Financing Law commercial mortgage broker license (60DBO-218873) and an Arizona commercial mortgage broker license. We arrange business-purpose loans on non-owner-occupied 5-10 unit buildings only.
The company
DSCR Loans California 5-10 Units is a Loan Daddy LLC brand, NMLS 2827624. Broker, not lender.
Loan Daddy LLC is a mortgage broker, which means we arrange financing and shop it across wholesale lenders on your behalf. We are not a lender and we do not fund loans. Underwriting and approval decisions belong to the lender or investor.
Licenses
- NMLS #2827624 — Loan Daddy LLC. License records are available through NMLS Consumer Access.
- Arizona — AZ CMB Licensed · #CMB-2016143
- California — CA CFL Licensed · 60DBO-218873 · Commercial mortgage broker only
- CA CFL Broker License 60DBO-218873 — Commercial Mortgage Only (approved 9/23/2026)
The California license is a commercial mortgage broker license. It does not authorize residential mortgage loan origination for consumer purposes, and we do not hold ourselves out as doing so.
Scope of business
We arrange business-purpose loans secured by non-owner-occupied 5-10 unit apartment buildings and mixed-use buildings with five to ten apartments in California. Every loan we discuss is for a business purpose: the borrower is an investor, the building is held for rental income, every unit is rented to tenants, and the loan is not for personal, family or household use. If you intend to occupy the property, or a family member will, the loan is outside our scope and we will say so.
Because these are business-purpose loans, some consumer mortgage disclosures do not apply. That does not mean there are no rules. Advertising, solicitation, consent to contact and privacy obligations still apply, and we take them seriously — including the consent language on our forms and the opt-out instructions that come with every message.
What we do not offer
- Loans on any property you or a family member will live in.
- Second homes or vacation homes for personal use.
- Consumer-purpose refinances or home equity products for personal expenses.
- Any commitment to lend, or any representation that a loan is approved before a lender approves it.
Complaints and questions
If something about our conduct or a communication does not seem right, raise it directly: write to compliance@loandaddy.ai with the details and we will respond. License records, including any public disciplinary information, can be checked through NMLS Consumer Access using NMLS #2827624. California licensees are regulated by the California Department of Financial Protection and Innovation.
The required disclosure block
Broker, not lender NMLS #2827624
DSCR Loans California 5-10 Units is a Loan Daddy LLC brand, NMLS 2827624.
AZ CMB Licensed · #CMB-2016143
CA CFL Licensed · 60DBO-218873 · Commercial mortgage broker only
Equal Housing Opportunity
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
See also our privacy policy, terms of use, and about page.
Send us the building, not just the borrower
Address, unit count, a current rent roll and the loan you have in mind. We read it the way a 5-10 unit underwriter will and tell you which wholesale programs are worth the appraisal.